How can Merchant Cash Finder help fund my business needs?

We offer a unique way of obtaining working capital program designed to help you manage your cash flow demands by providing you with a more fast & easy alternative to traditional bank lending.

How does a cash advance program work?

It is a unique way to get the money needed for your business needs. The most important thing to remember is that it’s not a loan, so there are no loan payment books, no dealing with people who don’t understand your business, none of the traditional bank small business loan process to deal with. Merchant Cash Finder transactions are based upon your future credit card and debit card sales. We purchase a portion of these future credit and debit sales at a discount. To settle your obligation, we retrieve a fixed percentage of daily credit sales when they are “batched” so you don’t have any extra record keeping. The entire process is fast & easy.

How do I know if I qualify?

The qualification process is simple. We look at your credit card processing to determine the amount of your advance. There is a simple application and you would have to meet a few other simple requirements.

What can I use the money for?

Most of our customers use the money for business-building needs like adding more seats to their restaurants, advertising or stocking up on seasonal merchandise. Others have used it to buy out a partner or for emergency needs like unforeseen maintenance issues that could interrupt your business. You are free to spend the money on whatever is best for your business.

How soon can I get the cash advance?

The average time from receipt of a contract to funding is usually 10-14 working days.

Will I need to change credit card processors?

You may need to change credit-card processors to one that has a relationship with our lender. It is the unique way we collect the future sales you sold us. Our affiliated processors are often able to the transaction rate on your processing needs.

Is there a discount if I pay early?

Since this is not a loan, there is no monthly payment schedule. We get paid when you get paid, therefore, there is no discount for early payment. You are free to pay off the advance early if you wish.

Is my personal credit important in getting approved?

Considering your personal credit is a part of the process but not like it would be in a small business loan from a bank. Your personal credit is only one factor; the main thing we look for is credit card sales that can be expected to continue.

What qualifies as proof of ownership?

Articles of incorporation, board-meeting minutes, a corporate tax return or a business license showing the guarantor’s name as an owner are all great proofs of ownership.

How often are payments to Merchant Cash Finder retrieved?

We collect a small percentage of your daily credit card sales as they are settled or “batched.”

Will I get a monthly statement from Merchant Cash Finder?

Yes, you will receive a printed monthly statement. You may also view your daily statements online by logging into a private and secure area of the Merchant Cash Finder Website.

What do you mean by “gross volume”?

Gross volume refers to your total receipts from all sources, including cash, credit cards, debit cards and checks.

What if I have more questions questions about my account?

You can call our office at (888) 970-1119 x300, between the hours of 8:30 am and 6:00 pm Eastern Standard Time.

You have worked hard to build your business and our business will work with you to find you the cash you need fast! We are able to find financing for small businesses for many different purposes. So contact us if you need working capital loans, merchant cash advance for small business funding, unsecured business loans, restaurant loans, business cash advance, equipment financing or a merchant advance. You’ll enjoy working with us because our partners compete to offer you the lowest payback and interest rates available. Now you can get back to the business of running your business instead of running around from bank to bank.

Let Merchant Cash Finder Help find you the best deal
ABSOLUTELY FREE!

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